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Shop  the  sales  rack  like  a  pro.

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Be first in line and nab the best bargains. Here’s how:

Talk to the sales lady. Don’t wait for a chance encounter of “On Sale” signs to line your favorite store window. Ask ahead about seasonal sales.

Make a list -- and stick to it. Before you hit the racks, jot down exactly what you need. Picking up unnecessary purchases just because of slashed prices doesn’t really save you money; you’ll end up spending more dollars to get what you actually need.

Be patient. Sure, 20 percent off is great -- but wouldn’t 50 percent be better? Remember, stores continue to mark down merchandise until all items are sold.

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